INTRODUCING THE IDEA AND CONCEPT OF THE BANKING BUSNESS,
THE DIFFERENCE BETWEEN CREDIT UNIONS AND BANKS.
A bank is a safe place to keep your money. Most banks offer a wide variety of products and services, which usually have some of their services designed to be attractive and make the customers want to do business with them.
Our Story
INTRODUCING THE BANKING BUSINESS.
BUILD BANKS AND CREDIT UNIONS IN AFRICA.
INTRODUCED CHECKING AND SAVINGS ACCOUNTS WITH CHECK CARDS, ONLINE PAY SYSTEMS.
INTRODUCE THE CONCEPT OF DIRECT DEPOSIT TO ALL EMPLOYERS AND THEIR EMPLOYEES IN AFRICA..
OUR CREDIT UNION AND BANKING SYSTEM WILL EMPOWER THE COMMUNITY TO GROW AND BUILD TRUST IN THE WAY WE DO BUSINESS TO ASSIST, AND SERVE THEIR BANKING NEEDS.
AFRICA CONSULTANTS FIRM IS BRINGING A NEW SYSTEM FROM THE WESTERN MODEL TO AFRICA. LEARN HOW MONEY CAN BE AN INVESTMENT TOOL, TO DRIVE BOTH THE LOCAL CUSTOMERS, SMALL, LARGE BUSINESSES, SOLE PROPRIETORSHIP, HOSPITALITY, AND RESTAURANT BUSINESSES TO GROW THEIR REVENUES.
WE WANT TO INTRODUCING FARM AND AGRICULTURAL BUSINESS LOAN SYSTEM, COMMERCIAL ENTITLES, LIKE THE AUTOMOBILE, HEAVY TRANSPORTATION COMPANIES WITH HUGE TRUCKING, CONSTRUCTION, AND REAL ESTATE DEVELOPERS TO OUR BUSINESS MODEL.
THEY CAN COME TO US AS THEIR SOURCES FOR FINANCIAL INVESTMENT. HOPEFULLY WE CAN EXTEND OUR SERVICES TO THE GOV'T, STATE, AND LOCAL MUNICIPAL COUNCIL AS WE SERVE THE COMMUNITY AS THEIR LOCAL FINANCIAL INSTITUTION.
WHY DO WE HAVE TO PUT OUR MONEY IN YOUR BANK OR CREDIT UNION?
GOOD QUESTION.
WE OFFER BOTH CONSUMER AND CORPORATE ACCOUNTS. THE CREDIT UNION STYLE OF BANKING GIVES US THE LEVERAGE TO SERVE OUR CUSTOMERS, AND THE GENERAL PUBLIC WITH OUR PERSONAL AND RETAIL BANKING
ALSO KNOWN AS PERSONAL BANKING OR ACCOUNTS
OPTIONS.
Since banks operate as a for-profit banks, a credit union operates as a cooperative and is owned by its members.
Coming to Africa with our new models, in the banking industry, we intend to educate the people on how banks and credit unions are formed.
HOW DO I BECOME A MEMBER IN THE CREDIT UNION? GOOD QUESTION.
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A.) Be a member of a group to be able to use the services of the credit union.
B.) it's not difficult to become a member. As long as you live in the area, or city near you, or working for a company whose members belong to the union.
C.) In another scenario, you may belong to a church, school, working for the gov't, states, or military.
4.) You may be related to a family member that is a member of the credit union qualify you to join.
As the banking and credit union ideas are introduced to the African society, bringing forth some of the western system of operation will also be incorporated to the standards of managements.
As the operation and customers base is expanding, so will new locations, new branches are expanded to serve more communities.
Now, the opportunities to have more products, like, debit card, online banking, online money transfer, direct deposit, ATM, telephones banking,and more will follow to serve the members. The FDIC, does not insure credit unions, the NCUA does in America. So who does insure credit unions in Africa
BELOW ARE SOME OF THE BANK AND CREDIT UNION PRODUCTS AND SERVICES FOR A START.
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CREDIT UNIONS:
Is a nonprofit financial institution that has similar functions like a bank, but is owned by it members.
Credit unions have the same products and services like banks.
For example, personal, cooperate, or business accounts. loans, car loans, home and construction loans, student loans farm and agricultural, construction, heavy duty transportation loans for commercial business owners.
How Much Have you Saved for for your children's College?
Here’s what we’ve been working on
THROUGH THE BANK LOANS YOU CAN ACCOMPLISH ALL THESE LUXURIES AND BUSINESS GOALS IN LIFE.
